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As America's premiere, endorsed employee benefits provider to thousands of private schools and churches across the United States, we are proud to distinguish ourselves through our unique service approach.

   
  Below you will find brief descriptions of the services Educator Resources has to offer you. Please take a moment to review some of the strategies and plans listed below.
     
 
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P.L.A.N. Network
    Building an employee benefit package that best meets the needs of your employees and remains within the boundaries of your budget can be a most difficult task. Read More...
     
 
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The "Apple" Team Approach
    Building an employee benefit package that best meets the needs of your employees and remains within the boundaries of your budget can be a most difficult task. Read More...
   
 
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HRA Medical Solutions
    HRA’s go by many names but the most common term used today is Consumer Driven Healthcare. The consumer, in order to best spend their medical dollars, needs to understand the process and the options that are available to them. Here at Educator Resources it is our goal to give our clients the information and tools needed to make the most informed decisions when choosing a quality medical plan for their staff. Read More...
   
 
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Comprehensive Major Medical Coverage
 
Debates about health insurance rank high among the concerns of all Americans. After all, major medical health insurance is continually the most requested and sought-after employee benefit. Read More...
   
 
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Long-Term and Short-Term Disability Coverage
   

Long-term disability coverage is one of the most cost-effective ways to provide for the human and financial expense that occurrs when an employee suffers a lengthy disability.

Short-term disability coverage provides peace of mind because when an employee suffers a disability, often the loss of a paycheck can be equally debilitating. Read More...

   
 
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Group Life Insurance and AD&D Coverage
    Commonly referred to as essential insurance, group life insurance is one of the most common employer provided benefits in America.

However, outside of the workplace, life insurance is not nearly as common, especially with younger people and those just starting families. Read More...

   
 
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Dental Insurance
   

Because comprehensive dental coverage is such a popular employee benefit, most employees are willing to pay for the cost of coverage. With group coverage, employees can afford quality protection for their entire family at low group rates.

Do you currently provide your employees with access to quality dental care that fits within your budget? Read More...

   
 
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Student Injuries and Risk Management
    Student Accident Insurance is a "Zero-cost solution private schools use to transfer the risk and administrative burden associated with student injuries and accidents from themselves to an insurance company." Read More...
   
 
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Missionary Coverage
    Just as missionaries are special people...insurance coverage for Missionaries (individual and family) requires a special level of expertise. Read More...
   
 
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Student Trips (outside the US)
    Whether it is legal liability or moral responsibility, individuals who coordinate and arrange for groups to travel internationally create a great deal of liability for their Ministry or school. Assuming, or even requiring, that all travelers have medical protection does not shield the group organizer from liability. Inadequate coverage or the trip leader's inability to assist a traveler in contacting his/her US carrier can lead to out-of-pocket expenses that the Ministry may be obligated to cover. For as little as $2 per day, everyone in your group can be covered and, equally important, the trip leader knows who to call (toll-free 24 hours a day) to coordinate and cover any type of emergency need. Read More...
   
 
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Long Term Care
   

The risk for generating a bill for long-term care is 1 in 2 and the bill can often be $30,000-$50,000.00 without insurance. This is the most vulnerable portion of retirement planning.

Medical insurance does not cover long term care needs. Disability insurance only replaces income. Medicare pays up to the first 20 days of long term care if there is a prior hospitalization of three days. Medicaid helps us after we have used up all of our personal resources. Read More...

   
 
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Commercial Property and Casualty
     
   
 
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Section 125 Cafeteria Plans
 
A comprehensive employee benefit package often exceeds in cost what most employers are willing or able to pay. With the increasing awareness of rising healthcare costs, Congress has enacted legislation designed to help. Read More...
   
 
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Supplemental Coverage
    Comprehensive major medical coverage is specifically designed to pay doctor and hospital bills. But when employees are seriously ill or injured, who helps pay their family's everyday expenses? Read More...